Making dreams come true
    with zero down mortgages






We don't think that saving for a down payment should be the reason you put your dreams on
hold.  We can help you buy your dream home with a zero down mortgage loan.  You'll not only
be able to afford a home sooner, you'll probably be able to afford more home.  With a zero down
mortgage, the amount of loan you can qualify for is determined by your ability to make your
monthly payments rather than how large a down payment you've saved.  And, for many buyers,
this can mean qualifying for a larger loan.

Buying a home is something we all dream about, usually for years.  You may have saved money
for a down payment, but just don't have enough to buy your dream home. If that's the case, a
piggyback loan may be the best option for you.  Different than a zero down mortgage, a
piggyback loan is actually two mortgages. The first mortgage is for 80% of the purchase price.
The piggyback loan (or second mortgage) covers the shortfall between the purchase price and
your down payment savings.  AND, this kind of loan can allow you to avoid paying private
mortgage insurance (PMI), which is not tax deductible and can be quite expensive.


Let us help you explore all your mortgage options.  We look forward to helping you!
Charter Lending 6908 Summerbridge Drive Tampa, FL 33634-2255
Phone: (813) 514-4993 Fax: (813) 864-0341 E-mail: Dave@CharterLendingOnline.com
Building wealth through the intelligent, strategic use of mortgage financing
Your FICO score| Interest Rates| Home|
Fixed vs Adjustable?| Loan Application Info| Refinancing Options| Contact Us| 100% Financing
| Buyer Dont's| Loan Application| Home Equity Lines of Credit