PRIVACY POLICY NOTICE
America's Mortgage Broker, LLC
3835 Henderson Blvd #400 Tampa FL 33629
Voice: 813-289-0154
Fax: 813-289-1159
E-mail: privacy@amortgagebroker.com



We are committed to your financial success. Keeping your non-public personal
information, information you don't find in public sources, such as telephone directories
or government records secure is a top priority for us (your information). We honor the
trust you have shown by allowing us to handle your information. We will do so carefully
and sensibly. This notice helps you understand how we safeguard and use your
information. We will adhere to these privacy policies and practices even after you
complete your transaction with us.

What Information We Gather

To provide you with our services, we gather, retain, and use your information from the
following sources:

Personal applications or other forms including your name, address, income and
credit references;
Transactions with us, our affiliates, or others, such as your account balances and
payment histories; and 
Credit bureaus, as to your credit worthiness as well as from appraisers, banks,
employers and other providers


Your information is gathered and retained for specific business purposes, such as
approving or administering your account,
complying with Federal, state and other regulations, protecting against fraud, and
developing a better understanding of your financial needs to provide you with products
and services of value to you. When you use online products and services, we may
collect e-mail addresses, user information (cookies and IP address), transaction, site
navigation, customer contact and optional survey information. We may use your
information to personalize our online services. For example, we may customize your
web experience by displaying or distributing content designed to meet your specific
needs. We may use your e-mail address to share with you other products and services
and product enhancements that may be of interest to you.

Information We Share

We believe that the responsible use of your information benefits you by enabling us to
understand your specific financial needs and to offer products and services tailored to
meet your needs. We work hard to bring you the financial products and services you
want and expect. We share information about you with companies that perform
marketing services on our behalf.

To provide you with products and services that we believe will meet your financial
needs, we may disclose limited portions of your information to companies that perform
marketing services on our behalf. Sharing your information enables us to provide you
with superior customer service and a broad range of financial products and services
that we believe add value to your relationship with us. Federal law does not allow you to
opt-out of the disclosure of this information.

We do not sell or provide to anyone for their independent use your information, whether
or not you are a current customer, except as permitted by law. We will share information
about our experiences or transactions with you or your account (such as account
balance or payment history) only when so instructed by you in writing, except when
permitted by law. You hereby authorize us, in accordance with the law, to share your
information as described above.

Maintaining Accuracy, Protecting Your Information and Questions about Privacy

We restrict access to your information to those employees who need access to provide
products or services to you. We maintain physical, electronic and procedural
safeguards to protect this information. We also strive to maintain up-to-date, complete
and accurate information. Please contact us as follows if you believe your information
is inaccurate or incomplete; if you have questions about our privacy policy or practices;
or if you have any concerns about the protection of your information.

Call: (813) 289-0154
E-mail: privacy@amortgagebroker.com
Write: America's Mortgage Broker, L.L.C., Attn: Compliance Officer
3825 Henderson Blvd #400
Tampa FL 33629

We investigate all inquiries and take action according to regulation and industry
practice to ensure information is correct. We maintain physical, electronic, and
procedural safeguards to guard non-public personal information and comply with
regulation. Only those individuals who need to do so as part of their job responsibilities
are authorized to have access to your information. We regularly train our employees on
privacy and information security, and on their obligations to protect your information.
 
Building wealth through the intelligent, strategic use of mortgage financing
Charter Lending 6908 Summerbridge Drive Tampa, FL 33634-2255
Phone: (813) 514-4993 Fax: (813) 864-0341 E-mail: Dave@CharterLendingOnline.com
Building wealth through the intelligent, strategic use of mortgage financing